The repayment period depends on the amount borrowed: Small loans: Repayment period of 6 months. Medium to large loans: Repayment period of up to 1 year and 6 months. Our team will guide you through the most suitable repayment plan based on your financial capacity.

To apply for a loan, you must: 1. Be an active Warofanahu Islamic Relief Foundation member for at least 12 weeks. 2. Have consistently saved weekly for the entire 12-week period. 3. Submit a loan application form online or at any of our branches. 4. Provide required documentation, such as identification and proof of savings. Once your application is reviewed and approved, you will be informed about the loan disbursement and repayment plan.

Warofaanaahu Islamic Relief Foundation is a non-profit organization committed to empowering individuals and communities through ethical, interest-free financial services based on Islamic banking principles.

Our mission is to foster economic stability and shared prosperity by providing sustainable, faith-based financial solutions that promote long-term growth and collective well-being.

We uphold the values of fairness, transparency, unity, cooperation, and social responsibility, ensuring that our services benefit both individuals and the broader community.

Membership is open to individuals and organizations who share our mission and values, seeking financial empowerment through ethical, interest-free financial services.

1. Visit any of our branches closest to you, obtain and fill out a membership application form. 2. Provide the required documentation. 3. Pay the member's registration fee 4. Start saving regularly to qualify for financial services.

As a member, you gain access to: Interest-free loans for personal and business needs. Ethical savings plans to help you grow your wealth. Business and financial literacy training for economic empowerment.

Yes! We accept both Zakat and Sadaqah donations, which are used to support those in need, fund community empowerment programs, and provide financial relief to disadvantaged individuals.

We maintain full transparency through: Regular financial audits by independent bodies. Public financial reports detailing how funds are utilized. A strict governance structure ensures ethical fund management.

We collaborate with businesses, NGOs, and individuals in areas such as: Ethical financial inclusion initiatives. Community development projects. Skills training and business empowerment. Humanitarian aid and social impact programs.

If you or your organization are interested in partnering with us, please contact our partnerships team through our website or visit one of our offices for more details.

We have branches across different regions, primarily in Southwestern Nigeria and Kwara State. Visit our website for a full list of locations.

You can reach us via: Website Contact Form: www.wairfo.org Phone: +234 810-203-34257 Email: info@wairfo.org Address: Warofaanaahu Bus Stop, Lisa Town, Ifo LGA, Ogun State.

Our operating hours are 8:00 AM to 5:00PM. However, online inquiries can be made at any time.

To report a concern, you can: Submit a complaint via our website. Call our customer service line. Visit a branch and speak with a representative. We are committed to resolving issues efficiently and fairly.